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About Us

The Company was originally incorporated on January, 30, 1996 in the name of "Ranjit Fintrade Private Limited" under the Companies Act, 1956. The name of the company was subsequently changed to "Richcredit Finance Private Limited" with effect from 27th of September, 2021.

Richcredit Finance Private Limited is a registered Financial Services Company providing short to medium term financing to Individuals, Manufacturing Concern and Wholesale Traders (Term Loan, LAP, Personal Loan, Business Loan, Micro Enterprises Loan) in PAN India. Richcredit Finance is registered NBFC and supervised by the RBI. The Company commenced its operations in 2015. The Richcredit team is young, vibrant and innovative and have significant experience in the financial services industry. Initially Richcredit Finance was founded based on the need to fill a gap in the way financial services are offered to individuals and Small and Medium Enterprises. Later on the company is engaged in the business of providing financial services in other sectors also in PAN India.

Our Vision

  • Our Vision is to be the largest most trusted, transparent, renowned financial institution on PAN India Basis.
  • Preferred Financial Solutions provider
  • Trusted lifetime partner of our customers

Our Mission

  • Our company is single minded in its determination to achieve excellence in what we do.
  • We are dedicate to achieving the highest standard in the area of finance.
  • To help those who are at the bottom of the pyramid.

OUR PROMOTER

Awesome Image

CA Kanhaiya Lal

Promoter and Founder

CA Kanhaiya Lal is the Promoter of Richcredit Finance Private Limited and a distinguished finance professional with over 25 years of experience in the non-banking financial services (NBFC) and regulatory sectors. A Fellow Member of the Institute of Chartered Accountants of India (ICAI), he is widely recognized for his expertise in financial inclusion, regulatory compliance, and business strategy.

Throughout his career, he has been associated with several financial institutions and NBFCs as a trusted Strategic Advisor, providing guidance on growth, governance, risk management, and regulatory matters. His extensive knowledge of financial services and deep understanding of the evolving regulatory landscape have contributed significantly to the success of numerous organizations.

At Richcredit Finance, CA Kanhaiya Lal plays a pivotal role in shaping the company’s vision and strategic direction. He is responsible for strengthening the organization’s operational framework, driving sustainable growth, and fostering a culture of excellence, transparency, accountability, and customer-centricity.

Prior to his association with Richcredit Finance, he successfully practiced as a Chartered Accountant for over two decades, specializing in Direct and Indirect Taxation, Financial Advisory, Corporate Compliance, and Industrial Laws. His vast professional experience and leadership continue to guide Richcredit Finance in its mission of delivering accessible, innovative, and reliable financial solutions to customers across India.

OUR FEATURES

We Will Give You The Best Opportunities
For FINANCIAL NEED

Lower Rates

We will customise your Rate of Interest against your requirements of loan amount

Quick and Easy

We will provide online instant loans via Richcredit Finance App with quick approvals that suit you

Loan Availibility

Get Credit Within 24 hours!
Up to your 100%
Requirements

10

Years of Experience

1258

Registered Cases

2577

For Happy Clients

12

Pofessional Advisors