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About Us

The Company was originally incorporated on January, 30, 1996 in the name of "Richcredit Finance" under the Companies Act, 1956. The name of the company was subsequently changed to "Richcredit Finance Private Limited" with effect from 27th of September, 2021.

Richcredit Finance Private Limited is a registered Financial Services Company providing short to medium term financing to Individuals, Manufacturing Concern and Wholesale Traders (Term Loan, LAP, Personal Loan, Business Loan, Micro Enterprises Loan) in PAN India. Richcredit Finance is registered NBFC and supervised by the RBI. The Company commenced its operations in 2015. The Richcredit team is young, vibrant and innovative and have significant experience in the financial services industry. Initially Richcredit Finance was founded based on the need to fill a gap in the way financial services are offered to individuals and Small and Medium Enterprises. Later on the company is engaged in the business of providing financial services in other sectors also in PAN India.

Our Vision

  • Our Vision is to be the largest most trusted, transparent, renowned financial institution on PAN India Basis.
  • Preferred Financial Solutions provider
  • Trusted lifetime partner of our customers

Our Mission

  • Our company is single minded in its determination to achieve excellence in what we do.
  • We are dedicate to achieving the highest standard in the area of finance.
  • To help those who are at the bottom of the pyramid.

OUR PROMOTER

Awesome Image

CA Kanhaiya Lal

Promoter and Founder

CA Kanhaiya Lal is the Promoter of Richcredit Finance Private Limited with over 20 years of regulatory, non-banking, and financial services experience. He is regarded as an expert for financial inclusion and more broadly, access to finance matters. Currently, he is connected with a number of NBFCs as a Strategic Adviser.

He is responsible for the day-to-day management of the NBFC and for building the necessary scale to make RICHCREDIT, a leader and a role model in the sectors in which it operates. In this role, he develops and implements robust business plans with a focus on building a strong team with a culture of high performance, transparency and accountability.

In his role as the leader of the business at Richcredit Finance, he has successfully led and transformed the organization into a Universal Financial Solutions provider focusing on the Protecting, Investing and Financing needs of our customers.

He is a Chartered Accountant & member of the ICAI has over 25 years of experience in the financial services industry cutting across both Banking and Non-Banking financial institutions.

Prior to this Mr. K. Lal spent more than 25 years as practicing CA and versed with Industrial and Financial Laws and has over the years acquired proficiency in Direct and Indirect Tax Laws.

OUR FEATURES

We Will Give You The Best Opportunities
For FINANCIAL NEED

Lower Rates

We will customise your Rate of Interest against your requirements of loan amount

Quick and Easy

We will provide online instant loans via Richcredit Finance App with quick approvals that suit you

Loan Availibility

Get Credit Within 24 hours!
Up to your 100%
Requirements

10

Years of Experience

1258

Registered Cases

2577

For Happy Clients

12

Pofessional Advisors