Why Richcredit Finance:

• Easy, Quick and Instant loan approval
• Quick Approval & Support:
• Easy Transfer: Richcredit Finance gives you easy transfer of money direct in your Bank account.
• Easy EMI Payment:
• Attractive Interest rates

What we believe:

Our team is continuously looking for innovative and efficient means of clients accessing short term financing. We realize that not every business or personal loan application will fit in the “straight and narrow” traditional loan appraisal checklist and we therefore look at different ways of serving our clients with the information they have readily available for a credit appraisal.

Richcredit Finance Private Limited focuses on funding corporate and business loans, besides others.

Richcredit Finance Private Limited is a strong player in the non-banking financial sector and was established in 1996. Headquarter at New Delhi, and Branch offices are located at Noida, Kolkata and Patna.

Richcredit offers funding services to different sectors like trade, industry, MSME, Corporates and Retails Business, Individual personal loans, and other corporate and rural loans.

We are a platform in the financial services sector set up primarily with the mission of catering to the diverse credit requirements of manufacturers, wholesale traders, and retail businesses by providing efficient and reliable access to debt finance.

Key Strengths:

1. A lean and professionally-managed organization
2. A consistently profit-making company
3. Strong asset quality reflected in low NPAs
4. Lowest Administrative cost in the industry
5. Consultancy & Advisory services in strategic, financial, regulatory and capacity building skills under one umbrella

Richcredit is an organization providing monetary advantage to individuals (professional) and organizations which are in need of finance. In similar to bank, we are extending credit facilities to individuals, business entities whether proprietorship, partnership firms, companies or any other legal entity. The money is advanced for commercial, working capital requirements and for business expansion purpose. The company has established its own standards and norms for evaluating different needs of its clients and always provides suitable payment option considering no harm to its customers.

Loan Documents

1. Audited Balance Sheet of the company/firm/proprietorship for the last 3 years along with ITR acknowledgment and computation.
2. ITR Acknowledgement and Computation of all the Directors/Partners/Proprietor/ Guarantor of last 3 years.
3. PAN Card of in case of Company/Firm.
4. KYC Documents (PAN and Aadhar Card) and Contact details of all the Directors/Partners/Proprietor/ Guarantor.
5. Bank Statement of the Company/Firm/Proprietorship of last 6 Months.
6. Saving Bank Statement of All the Directors/Partners/Proprietor/Guarantor of last 6 Months
7. GSTR-3B return of Last 6 Months.
8. Loan amount and EMI Sheet.
9. Net-worth Certificate or Net-worth details.
10. Work order (Present and Future).
11. Companies AOA (Article of Association) and MOA (Memorandum of Association).
12. Copy of Partnership Deed.
13. List of Directors and Shareholders.
14. Electricity Bill and Property Tax Receipt.
15. Rent Agreement.
16. List of major Debtors and Creditors List.

Before Disbursement documents List

1. At least two references of each applicant with their contact number.
2. Sign verification cheque (Rs. 500 cheque of all applicant for verify the signature).
3. PDC (Post Dated Cheque) Cheque of Company/Firm and all the applicant.
4. Sign on ECS form (NACH-online and manual).
5. Minimum 4 Passport size photo of each Applicant and Guarantor.